· Original data · 180 queries · 85 pages cited · exported 8 September 2026 ·

The AI Scam Query Index. What AI assistants ask about scams, and who they cite.

When Microsoft's Copilot answers a question about scams, it searches the Bing index first and, if it cites one of our pages, Bing tells us what it searched for. This is every one of those searches over 90 days: 180 grounding queries, 5,021 citations. 53% of them are about which payment app is safer. On 106 of the 180 queries, one small independent site supplied a quarter or more of everything the assistant cited.

180
grounding queries
5,021
citations in 90 days
26%
median citation share
23
first seen in September

What the assistant is asking

payment apps and bank alerts 53%
dating app safety 26%
7%
4%
payment apps and bank alerts95 queries2,662 · 53.0%
dating app safety41 queries1,310 · 26.1%
is X legit13 queries352 · 7.0%
other12 queries208 · 4.1%
online gambling4 queries141 · 2.8%
reporting a scam7 queries135 · 2.7%
scam texts and sender identity2 queries85 · 1.7%
refunds and recovery4 queries83 · 1.7%
job and task scams2 queries45 · 0.9%
53%
of the citations are about payment apps and bank alerts: PayPal, Venmo, Zelle and Cash App compared for scam protection, and whether a bank alert is real. 43 of the 122 queries Bing labelled by intent are comparisons. The question is not "what is a scam". It is "which one is safer", and the assistant goes looking for a page that has already made the comparison.
26%
is the median share of citations we hold per query. On 106 of the 180 queries a single independent site supplies a quarter or more of every citation Bing recorded; on 24 it is 40% or more, and the highest is 71.4%. The pages doing this are comparison pages and original datasets.
23
queries first appeared in September, 3 of them about reporting online casino scams, a subject the site did not cover at all until 3 September. The assistant was asking before the page existed; the index shows demand arriving, not just demand served.
22 to 12
is the ratio of sessions from AI assistants to sessions from Google organic search since launch, inside a cookie-consent-gated subset. In August 2026 it was 9 to 0. Reported as a sequence, not a cause.
When each query first appeared in our exports
105
by 27 Jul (first export)
52
August
23
September

The first export bundles everything that already existed on 2026-07-27. Later months are genuinely new queries. No query that ever appeared has since dropped out, which is what a rolling 90-day window on a young site looks like.

The 30 most-cited queries

Query wording is exactly as Bing reports it. Share is our citations divided by all citations Bing recorded for that query. The full 180-row table is in the download.

Grounding queryClusterCitationsOur shareFirst seen
enfact notificationspayment apps and bank alerts180
28.7%
2026-08-12
dating apps user safety matching algorithms comparisondating app safety153
27.3%
2026-07-27
effective dating app safety featuresdating app safety151
30.8%
2026-07-27
Cash App refund scampayment apps and bank alerts145
32.2%
2026-07-27
check scamis X legit136
12.4%
2026-09-03
Tinder security evaluation most secure dating appsdating app safety120
24.0%
2026-07-27
PayPal scam protection vs newer payment appspayment apps and bank alerts113
29.8%
2026-07-27
is tinder safedating app safety101
19.5%
2026-08-03
PayPal vs Venmo scam protection comparisonpayment apps and bank alerts94
30.3%
2026-07-27
PayPal Venmo safety comparison other payment appspayment apps and bank alerts90
30.6%
2026-07-27
is Cash App a scampayment apps and bank alerts83
25.7%
2026-07-27
Venmo vs PayPal safety buying from strangers onlinepayment apps and bank alerts81
38.0%
2026-07-27
dating apps safety features comparisondating app safety79
23.9%
2026-07-27
report online casino scamonline gambling78
25.8%
2026-09-02
report fraud Cash App 2026payment apps and bank alerts74
40.2%
2026-07-27
PayPal vs Zelle safety sending money to strangerspayment apps and bank alerts73
34.3%
2026-07-27
PayPal safety comparison other payment appspayment apps and bank alerts71
49.3%
2026-07-27
are any dating sites legitdating app safety67
21.0%
2026-07-27
is spacex stock a scamis X legit65
30.4%
2026-07-27
Venmo scam reimbursement policy vs bank unauthorized transferspayment apps and bank alerts65
38.0%
2026-07-27
enfact notifications scampayment apps and bank alerts63
21.6%
2026-08-23
Venmo vs PayPal safety peer-to-peer paymentspayment apps and bank alerts63
26.6%
2026-07-27
PayPal vs Zelle vs Cash App online purchase safetypayment apps and bank alerts59
28.2%
2026-07-27
scam checkother58
10.1%
2026-09-03
Hinge Tinder safety trust evaluationdating app safety56
46.3%
2026-07-27
Venmo scam reimbursement evidence requirementspayment apps and bank alerts56
20.4%
2026-07-27
PayPal vs Zelle scam protection differencepayment apps and bank alerts56
26.1%
2026-07-27
online casino scam reportsonline gambling54
21.9%
2026-09-02
PayPal fraud detection comparison other payment appspayment apps and bank alerts53
44.9%
2026-07-27
Hinge dating app safety trust evaluationdating app safety52
26.8%
2026-07-27

The pages the assistant cites

85 pages were cited in the window (9,731 citations, export of 2026-09-03). The top five carry 64% of them, and four of the five are comparison pages or datasets rather than news.

/blog/is-paypal-safer-than-venmo-cash-app-zelle2,096
21.5%
/blog/is-dating-app-safe1,601
16.5%
/dating-app-safety-index1,079
11.1%
/blog/venmo-scam-refund763
7.8%
/blog/cash-app-scam-refund702
7.2%
/blog/is-paypal-safe535
5.5%
/blog/enfact-notifications-real-or-scam291
3.0%
/blog/is-task-platform-legit282
2.9%
/blog/is-venmo-safe225
2.3%
/blog/is-cash-app-legit-or-a-scam215
2.2%
/blog/booking-com-hotel-scam214
2.2%
/blog/report-scam-australia201
2.1%

Method, and what this index does not claim

Source. Bing Webmaster Tools, AI Performance report, for this site. A grounding query is a search that Microsoft's AI surfaces (Copilot and Bing's generative answers) sent to the Bing index while composing an answer that then cited one of our pages. Bing reports the query wording, the number of citations, and our share of all citations for that query. Intent and topic labels are Bing's; the cluster label is ours, assigned by a published keyword rule and shipped with the data so it can be redone.

Window. 15 weekly exports kept since 2026-07-27. Each export is a rolling 90-day window ending on its date, so totals can only grow while the site is young; compare rates and shares, never levels. The query table is the export of 2026-09-08; first-seen is the earliest export in which a query appeared. The dashboard's own Total Citations tile read 12.8K on that day, larger than the 5,021 in the table, because the table lists only the queries Bing chooses to expose.

What it is not. A census of what people ask AI about fraud. Bing exposes a query only when one of our pages was cited for it, so every query here is one we already answer, and the index says nothing about the questions we do not. It covers Microsoft's surfaces only; ChatGPT, Perplexity and Google's AI Mode publish no equivalent report. The share figure is Bing's and its denominator is Bing's. The GA4 comparison is a cookie-consent-gated subset and is reported as a sequence, not a cause.

Why publish it. Site owners see this data and almost nobody outside the SEO trade knows it exists. For a fraud education site the demand shape is the finding: people ask an assistant to choose between payment apps and dating apps, and the assistant leans on whoever has done the comparison honestly. That is a different game from ranking on Google, and it is the one we are playing.

Free to cite

CC BY 4.0. Journalists and researchers are welcome to use this with credit. Two CSVs, a JSON file and the written method are in the deposit. Corrections to press@tuteladigitalis.com; we publish them.

Archived on Zenodo under the DOI 10.5281/zenodo.22657317. That is a concept DOI, so it always resolves to the newest version. To cite this exact revision, version 1.0.0, use 10.5281/zenodo.22657318.

Suggested citation: Tutela Digitalis (2026). The Tutela Digitalis AI Scam Query Index (Version 1.0.0) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22657317

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